Born in Nagpur,Maharashtra, the actress was pretty sure that she wanted to make her name in acting. Ruchi was brought up in Mumbai and Delhi. She had her schooling in Delhi. She got her higher education in Delhi itself before moving to Mumbai for modeling and acting assignments. She bagged potential roles in serials namely Pyaar Ka Bandhan, Tere Liye, Fear Files, Crime Patrol, Ghar Aaja Pardesi, Sakthi and Tamanna. Her family oriented and adorable characters have endeared her to the TV audience. She has also acted in Sakhi and Zunj Marathmoli.
Ruchi was a talented dancer, trained in western dancing since childhood. Apart from that she has always been inclined towards extra curricular activities like sports and stage performances.
In December 2015, Ruchi married her co star, Aniket Mohan from the serial Ghar Aaja Pardesi on Sahara One. The couple was dating each other since long time now. Ruchi continued to work after marriage. She currently works for the serial Tamanna as Mridula, the friend of the lead character Dhaara.
Ruchi and Aniket had grand wedding ceremony in Nagpur and Delhi. Recently, Ruchi started taking Marathi lessons for her husband who is working on a Marathi film.